See How Much You Can Save
Annual Credit Card Processing Volume
$/yr.
Potential Annual Savings with CashVue ATM
Switch to CashVue ATM and eliminate thousands of dollars in annual credit card processing fees—critical savings for Duluth's hospitality operators, port workers, and seasonal businesses serving the 4+ million annual tourists visiting Canal Park and the North Shore.
How the Cash Discount Program Works
Across Duluth’s bustling hospitality sector—from Canal Park’s seasonal surge of 4+ million annual visitors to the busy bars and restaurants dotting Downtown and the University of Minnesota Duluth campus—our system automatically applies a small service fee to all card transactions. When a customer chooses to pay with cash, the service fee is waived, rewarding them with a discount that resonates especially well in Duluth’s cash-forward culture of street vendors, festival markets, and tipped hospitality workers. You keep the full sale amount—no more paying out of pocket for card fees.
✔ 100% compliant with Visa, Mastercard, and processor guidelines
✔ Automated fee adjustments built into your POS or terminal
✔ Transparent signage and receipt language included
✔ Compatible with countertop, wireless, and tablet POS systems
Benefits to Your Business
Eliminate Up to 100% of Processing Fees
Drastically reduce or eliminate your credit card processing costs altogether—a critical advantage for Duluth’s hospitality and retail operators competing in the Canal Park tourist economy.Increase Profit Margins
Keep more of each sale, without increasing overall pricing. For restaurants, breweries, and seasonal vendors operating across Downtown Duluth and the waterfront districts, every percentage point of margin matters during both peak tourism season and quieter months.Encourage Cash Payments
Incentivize customers to pay with cash and reduce chargebacks. Duluth’s workforce—including port workers, university students, and hospitality staff—continues to rely heavily on cash for tips and transactions, especially at small vendors and festival markets around Bayfront Festival Park and the Grandma’s Marathon finish line areas.Easy Setup and Integration
Our team programs your terminal and provides all signage—no tech headaches.Fully Compliant and Transparent
Stay aligned with card network rules and consumer regulations, giving you confidence whether you operate in healthcare facilities, universities, retail locations, or the bustling service sector that defines Duluth’s economy.
Ideal For:
Retail Shops & Boutiques
Salons & Spas
Restaurants & Cafés
Auto Repair & Service Providers
Convenience Stores & Liquor Shops
Mobile Vendors & Pop-Up Events
Keep more revenue flowing to your Duluth business—especially during peak tourism and event seasons.
CashVue’s Cash Discount Program is designed for Duluth’s unique economy, where hospitality venues in Canal Park, healthcare facilities, and seasonal festivals drive consistent cash transactions year-round.
Contact Us Today to eliminate processing fees and capture the margins that matter in Duluth’s competitive market.
Frequently Asked Questions (FAQs)
Q: Is the cash discount program legal?
A: Yes. Cash discount programs are 100% legal in all 50 states and fully compliant with Visa, Mastercard, and federal guidelines when implemented correctly. Duluth businesses—from Canal Park hospitality venues to Downtown retailers and University of Minnesota Duluth–area shops—operate cash discount programs successfully year-round without regulatory concerns.Q: Will I need to raise prices?
A: No need to raise prices across the board. The terminal automatically adds a small service fee to card purchases and removes it when customers pay with cash. This approach works particularly well for Duluth’s diverse merchant base—whether you’re running a seasonal vendor booth near the Aerial Lift Bridge, a craft brewery in Spirit Valley, or a year-round retail operation in Miller Hill.Q: How are customers informed?
A: We provide clear signage and receipt disclosures so customers understand the small service fee and their option to avoid it by paying with cash. Given Duluth’s high tourism volume and strong local preference for cash transactions—especially among port workers, seasonal hospitality staff, and students—transparent signage ensures smooth customer experience across all neighborhoods.Q: Does this affect my accounting or taxes?
A: No. The full sale amount is recorded as usual. The service fee is itemized on receipts but does not alter how your revenue is booked. CashVue handles all compliance documentation, making the process seamless for Duluth healthcare providers, retail managers, and hospitality operators managing multiple payment streams.Q: What kind of businesses benefit most?
A: Retailers, salons, restaurants, convenience stores, and any business with frequent card usage benefit greatly—especially those with thin margins. In Duluth, this includes Canal Park restaurants serving 4+ million annual visitors, Essentia Health and St. Luke’s healthcare locations, East Hillside and Downtown convenience stores, and the thriving craft beverage and manufacturing sectors where cash flow management directly impacts profitability.
